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Electrical Cost Guide: Panels, Rewiring, and Common Upgrades

What does electrical work actually cost? Here’s a straight-talk guide to panel upgrades, rewiring, outlets, and more — and what drives the price up or down.

GEC TeamFebruary 14, 2026 7 min read
Electrician working on home electrical wiring in a junction box
Photo: Raze Solar · Unsplash

‘How much will this cost?’ is the first thing most people want to know — and the hardest to answer in a single number, because every home is different. Still, you deserve realistic ranges before you call anyone. This guide lays out typical costs for the most common residential electrical projects and explains what actually moves the price.

These are general 2026 ranges for our region; your exact quote depends on your home’s condition, access, and code requirements.

Common project ranges

Here’s roughly what homeowners can expect for popular jobs:

  • 200-amp panel upgrade: about $1,500–$4,000, depending on meter, grounding, and rewiring needs.
  • Whole-home surge protector: about $300–$800 installed.
  • Level 2 EV charger installation: about $800–$2,500 (more if a panel upgrade is needed).
  • Adding or replacing an outlet or switch: roughly $150–$350 each, less when several are done together.
  • Recessed lighting: roughly $150–$300 per fixture installed.
  • Whole-house rewiring: highly variable — often $8,000–$20,000+ depending on size, access, and finishes.
  • Standby generator (whole home): about $8,000–$16,000 installed.

What drives the price up or down

Two homes can get very different quotes for the ‘same’ job. The biggest factors:

  • Accessibility — open basements and attics are cheap to work in; finished walls and crawlspaces cost more.
  • Existing condition — outdated panels, aluminum wiring, or code violations add scope.
  • Distance — long wire runs and trenching add materials and labor.
  • Permits and inspections — required for major work and built into a proper quote.
  • Materials — premium fixtures, smart devices, and heavier-gauge wire cost more.

Why the cheapest quote can cost the most

It’s tempting to take the lowest bid, but in electrical work the lowball number often hides skipped permits, undersized wire, or an unlicensed worker. Those shortcuts surface later as failed inspections, insurance problems, or safety hazards. A fair quote from a licensed contractor includes permits, proper materials, and a warranty — value that protects your home and your wallet over time.

Get a real number for your home

Ranges are useful for planning, but the only way to know your cost is an on-site look. Gallimore Electrical Contractors provides free, written estimates for residential projects across West Kentucky and West Tennessee, with no pressure and no surprise charges. Contact us and we’ll walk your project and give you an honest price.

Frequently Asked Questions

How much does it cost to upgrade to a 200-amp panel?+

Most 200-amp panel upgrades run about $1,500 to $4,000, depending on whether your meter base, grounding, and service entrance need updating and how much rewiring is involved. We provide an exact written quote after inspecting your service.

How much does it cost to rewire a house?+

Whole-house rewiring varies widely — often $8,000 to $20,000 or more — based on square footage, wall access, and finishes. Many older homes only need partial rewiring, which costs far less. An on-site assessment is the only way to know.

Are estimates free?+

Yes. We provide free, written estimates for residential electrical work across West Kentucky and West Tennessee, with the scope and price spelled out so there are no surprises.

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Murray, KY's trusted electrician since 2010 — licensed in KY & TN, 35+ years of experience, and an authorized Generac Select Dealer. Questions about your project?

(270) 759-0890

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